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In a standard insurance policy the brokers’ work often bears no relationship to the commission. On some accounts (most actually) they lose money and make it up on a handful of large ones. Our program is based on the concept of charging you based on the work and service provided and refunding the excess profit.  Not only does this save clients money, it builds a more trusting relationship with their broker. You shouldn't be paying for work that you are not receiving.

Won't the insurance agent earn less?

If you look at the graph below you can see that brokers still make a profit, but it is based on the work needed.  So the compensation is directly related to the size of the company, larger company = more service needed.  So as you can see below, the commission structure is better for the agent as well. 

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