ERM Has a Solution!
ERM works on a flat fee based on the services you select!​
When extrinsic rewards are taken out of an agents' selection process, the only rewards are their clients' satisfaction, success, and economical health.
​ERM Offers an Alternative
Fee Based Insurance
ERM’s program is a holistic approach that is designed to save you time and money. It is a whole Enterprise Risk Management system with maximum transparency, full coverage, and is backed by a team of experts who value integrity above all else.
​ERM Offers an Alternative
Fee Based Insurance
ERM’s program is a holistic approach that is designed to save you time and money. It is a whole Enterprise Risk Management system with maximum transparency, full coverage, and is backed by a team of experts who value integrity above all else.
​ERM Offers an Alternative
Fee Based Insurance
ERM’s program is a holistic approach that is designed to save you time and money. It is a whole Enterprise Risk Management system with maximum transparency, full coverage, and is backed by a team of experts who value integrity above all else.
​ERM Offers an Alternative
Fee Based Insurance
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Not influenced by commission rates
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Total transparency
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100% alignment with your interests
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Saves you time
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Reduces gaps and duplications of coverage
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Consolidate your insurance coverages for maximum discounts
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Save thousands of dollars in excess commissions
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Service calendar to assure follow through
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Insurance and Risk Management Experts
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Focus on Total Cost of Risk (fines, penalties, uninsured losses, administration, etc.)
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Accountability for results
Reasons to Consider Fee Based Insurance
Paying Less Doesn't Mean Getting Less
Even with the Fee Based Option, you can still have access to all of the services that you are accustomed to at ERM:
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Risk management services
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HR assistance
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Safety assistance
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Workers Compensation Cost Containment services that reduce claims by 50%
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Custom Employee Benefits Enrollment materials
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Compliance assistance (OSHA, ACA, FMLA, etc.)